Frisian company Hydraloop big winner at tech fair in Las Vegas

A Dutch company won three prizes at the International Tech Fair Consumer Electronics Show (CES) in Las Vegas.

Hydraloop, a water recycling installation for homes, became “best of the best” in addition to “best startup” and “best sustainable product”. With that it beat more than four thousand other companies.

With the device, for example, shower water can be reused for the toilet. It purifies by, among other things, a UV lamp and microorganisms.

Since the company from Leeuwarden won the prizes, orders have been pouring in. “They come from all over the world and especially from Australia,” says a spokesperson.

‘Giant step further’

The company is part of the Dutch mission Techleap.nl, which is led by Prince Constantijn. Mona Keijzer, State Secretary for Economic Affairs and Climate, is also taking part.

She said about the Dutch invention that “it can help the world a giant step forward when it comes to saving water, and at the same time it is a product that is in demand and that you can earn from it.”

The device costs around 3500 euros, ultimately you can save about half the water with it.

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What Is The Single Signature Credit, And What Are Its Requirements?

A signature loan is a kind of personal loan granted by banks and other investment companies that practices the borrower’s signature and consent to pay as insurance. A signature loan can be accepted for any idea the borrower wishes. However, the interest rates may be more expensive than other kinds of credit due to the absence of collateral.

How A Signature Loan Works?

To decide whether to give a signature loan, a lender looks for uninterrupted credit history and enough income to repay the loan. In many cases, the person lending the loan may need a co-signer on loan, which only signs a promissory record and is only called upon in the event the original lender failures on his payments.

 

The credit to only the signature guarantees that only our signature is enough to ensure the return of requested money, and it is not necessary to present a guarantee or other guarantees. To ensure the granting of a single signature credit, you must have a positive payment history and not register any type of debt in our name.

 

Single-signature loans are often used to make personal purchases and consumer credits. That is, purchases of appliances, small renovations at home, travel, or parties, among others, but not for home purchases, for example.

 

This type of credit is very useful due to the few requirements requested by the entities that grant them and can be obtained both in financial institutions and in banking entities. They are delivered without guarantees and on the spot, and generally, the requested amount is paid in different installments previously scheduled with the entity.

 

The requirements to apply for a single-signature loan successfully are: submit ID, salary receipt or monotax payment, proof of income in case of retirees or pensioners, and invoice of any service that is in the name of the applicant.

 

Also, before requesting a loan, Todo Checks recommends requesting the index of the CFT (Total Financial Code) to compare the different available credits.

 

Financial companies grant loans to a single firm quickly and with very few requirements, while banks give us a plus in terms of interest rate benefits and the final value of the monthly fee.

 

It is important to know that some banks allow us to cancel the fees in advance without extra charges. Otherwise, they will be discounted from bank accounts.

 

It is vital, before applying for a loan, to check the different terms of each bank or financial entity since not all of them have the same parameters. Some differ in the maximum and the minimum amount to request, others in the number of installments, and some have loans without pledge and only signed while others do not.

 

How Do Corporations Use Signature Loans?

 

Borrowers use signature loans for an assortment of purposes, including home repairs, unforeseen expenses, medical bills, and leaves, as well as other general expenditures. Some borrowers also use signature loans to combine other debts.

How Much Can I Get With A Car Title Loan?

At Only Money Loans, you can get a loan on the title of your thousands-dollar car. We have a high loan approval rate on the car title.  Even if your vehicle is not paid in full, you may be able to get a loan on your title. The amount could even take into account the latest payments. No matter how much money you need, a car title loan is a great option.

Do you need quick cash to deal with an emergency? No problem!

The money you get from a car title loan is enough to pay emergency bills such as:

  • Roof damage or other repairs
  • Pay rent on time
  • Pay credit card bills
  • Buy food
  • Pay for services during the weekend and many other unexpected emergency bills

How Much Can I Get?

The amount available is determined by the value of the capital of the vehicle and its ability to pay the loan. We have high approval rates, and there is a good chance of qualifying.

Who Qualifies For Loans On A Car Title?

We allow all car title holders to apply for a loan on that title. All you need are some basic documents and the car title as a guarantee to get the cash. Thousands of car title customers have benefited from loans on the titles we offer. Clients who are eligible to receive car title loans include:

  • Free-lancers
  • Employees
  • Senior citizens
  • Disabled
  • Beneficiaries of Social Security benefits

 

Five Advantages Of A Car Title Loan

 

  • We accept all types of vehicles, including classic cars, as long as they have value and are in good condition.
  • We will evaluate the value of your loan on the title of your car in a few minutes. You can find out how much you can get.
  • We provide car title loans to people with bad credit.
  • We are committed to helping consumers who cannot get the car title loan from traditional banks due to their credit history. We grant the loan based on the approval of the current value of your vehicle and the ability to pay.

Characteristics Of Our Car Title Loans

 

We have a competent team of experts to help car loan customers understand the loan options for those with bad credit and give them practical recommendations.

Benefits Of Getting Car Title Loans With Only Money Loans

There are many benefits that accrue with the loan application on the car title with us. Some of these benefits include:

  • Our rates are competitive
  • There is no discrimination. Anyone who demonstrates the ability to pay can be considered.
  • You can keep your car.
  • Documents required for approval
  • Our requests are simple and transparent. You only need some documents to verify the ownership of the vehicle.

Some of these documents are as follows:

  • The title of your car in order and without major accidents
  • Proof of residence
  • Proof of ability to cover payments
  • Valid driver’s license or photo ID issued by the state

Vegas Title Loans

Las Vegas Title Loans

Need Some Fast Short Term Cash? A Title Loan Can Help.

Need some extra cash for bills, medical expenses, car repairs, groceries, or home repairs? We provide title loans to our customers based on the book value of their vehicles. Our title loans provide easy access to cash when our customers need it most. It is the quick and secure way to get emergency cash today. You continue to drive your car, and OML holds the title as a collateral. Rates are less expensive than a cash advance. Still not to be confused as a long term loan, please use wisely.
We are a local Las Vegas privately owned company and not part of some huge impersonal franchise. We are here to provide quick title loans to our friends and neighbors in the Las Vegas area.

Apply By Phone Call us

Get your money today!

6230 S. Decatur Blvd. Suite 120
Las Vegas, Nevada 89118
Phone: 702-88TITLE (702-888-4853)


8880 South Maryland Parkway, Suite 100
Las Vegas, Nevada 89123
Phone: 702-888-CASH (702-888-2274)

Report Fraudulent Loan Providers

If you have been victim of a fraudulent online loan provider or you suspect there is an issue with a loan you placed online, we ask that you report your concerns. There has been in an increase in website fraud and issues of these sites acting as and/or imitating the names of real title loan or general loan businesses across the United States. Only Money Loans based in Las Vegas Nevada lends ONLY to its customers who apply in person at one of our two store locations and only lend to Nevada residents.

Only Money Loans does NOT offer and has never offered online lending, online applications, or online approvals from current or prospective clients.

To report online abuse or fraud you can contact the Office of the Commissioner of Fiancial Institution regarding concerns or complaints by visiting their website or calling the Nevada Toll-Free Number: (866) 858-8951.

Helpful Money Saving Tips

Helpful Money Saving Tips
Saving Money At Your Home
• Do simple home and car repairs yourself.
• Lower the temperature in your house at night during the winter (raise the temperature in the summer).
• Turn lights off when you leave a room.
• Conserve water (turn off water when brushing your teeth).
• Use average billing for utilities and pay bills on time.
• Control your use of credit cards.
• Stop all optional services on your telephone.
Pay your bills on time to avoid late fees, extra finance charges, and the costs of a bad credit rating.
• If you are incurring return check fees, evaluate your need for a checking account; shop around for free or low-cost checking.
Meals and Groceries Saving
• Pack a lunch to take to school or work instead of eating out.
• Cut down on meals away from home.
• Do more cooking from scratch.
• Use leftovers (and plan for leftovers) in soups and casseroles.
• Limit food shopping to once a week; the fewer trips to the grocery store the better.
• Use coupons for items you buy regularly.
• Make a grocery list and stick to it to prevent impulse buying.
• Buy only what you need–don’t buy things just because they are on sale.
Transportation Savings
• Consider moving closer to work, if that’s an option.
• Use public transportation.
• Drive small cars that cost less to operate.
Health, Recreation and Personal Care

Develop good health habits.
• Avoid tobacco, alcohol or addictive drugs.
• Study to improve your qualifications for the job you hold and let your boss know that you are interested in additional training to increase chances of a promotion.
• Look into government or church operated child care; or share child care responsibilities with a friend or neighbor.
• Plan family activities that are inexpensive such as picnics and playing in the park.
• Carry only small amounts of cash in your wallet so you won’t spend it.
• Get movies from the public library instead of renting them.
• Use direct deposit. You will be less likely to spend money if it goes straight into your account.
• Organize laundry so that a minimum number of loads is run.

3 Times Payday Loans Make Sense

Although payday loans are a type of credit that most borrowers should avoid, there are some cases in which this type of loan is actually less costly than other alternatives. Below are a few circumstances in which taking out a payday loan is the better choice.

1. A Payday Loan Costs Less Than a Bounced Check

In a financial crunch, some people write checks even though they know they don’t have enough money in their accounts. Since many financial institutions are raising overdraft fees, it may be cheaper to choose a payday loan instead of incurring fees. Overdraft fees can quickly add up, particularly if you’ve written multiple checks. In this case, it may be wise to opt for the payday loan.

2. A Payday Loan Can Be Cheaper Than Fines or Penalties

If you’re must pay a ticket or court costs, and you don’t have the funds you need, it might be cheaper to take out a payday loan. Failure to pay court costs and other fines can create more problems in the long run. If you can retain your driver’s license or avoid additional fines by paying the money you owe immediately, this is always a better option. If you know that you are going to need payday loans more than once, certain payday loan services will lower your interest rate if you have a history of paying on time, so that can save you some money on your loan and be better than taking on fines or penalties.

3. A Payday Loan is Often Cheaper Than Losing Utility Services

It can be very expensive to re-establish utility service if it’s disconnected for non-payment. In this case, a payday loan is a viable solution. It’s something that should only happen once, though. If you find yourself turning to a payday loan on a regular basis, you’re not using this option wisely. If you constantly struggle to pay utility bills, it may be a good idea to reach out to a charitable organization or find another means of obtaining the necessary funds.

Payday loans aren’t cheap, but they can be the cheaper alternative from time to time. It’s important to avoid becoming trapped in a payday loan cycle in which you often use loans on a regular basis or take out a new loan to pay off previous loans. If you use a payday loan responsibly, it can make life easier, but if you don’t, the financial damage can be substantial.

Best Payday Loan Services

If you are in the market for a reliable payday loan service, there are a couple you can choose from, including services like OppLoans that are trying to change the way we think about payday loans. Here’s a good OppLoans review.

Here are our favorite payday loan services. Both reward you for paying on time with lower interest rates and higher loans, and both are trusted payday loan service.

Best for Instant Payday Loans: LendUp

Overview: LendUp is a very new payday loan service, starting in 2012, unlike other more popular services like CashNetUSA. They currently only operate in 15 states but are continuing to expand. LendUp is a great service for those who plan on taking out several payday loans, since they offer a rewards system that allows you to take out larger loans at a lower interest rate over time. Another great service that LendUp offers that other payday loan sites don’t is instant deposit; you can get your loan in 15 minutes or less.

Price: $17 per $100 borrowed

APR for loan: 36-406 percent (depending on credit)

Maximum amount of loan: $1,000 (although you have to start with lower loans, like $250, and work your way up by paying on time.)

Maximum timeframe of loan: 30 days

Requirements: You need proof of income, a checking account and your paycheck schedule, as well as typical identity info like social security number and photo ID. LendUp does not require a credit check.

Features: Like most payday loan sites, you can get direct deposit straight to your checking account. LendUp offers same-day and next-day deposits, as well as automatic withdrawals for paying the loan back. The company also offers payment extensions if you can’t make a payment date and no penalty for paying off your loan early, if you want to save on interest.

Customer service: LendUp offers telephone and email support, as well as helpful FAQs, but does not offer an online chat function.

Here is a good comparison of LendUp and other services, and a CashNetUSA review.

Best for Larger Payday Loans: Rise

Overview: Rise is even newer than LendUp, starting in 2013. Rise is not only trying to change the way payday loans work, but also the financial literacy of their clients. They also offer a rewards system that can lower your APR over time, but you can gain rewards for paying on time as well as taking financial courses and signing up for their credit score program. This commitment to education shows that they truly care about the financial well-being of their customers.

Price: $2-14 per $100 borrowed

APR for loan: 125-363.86 percent (depending on credit)

Maximum amount of loan: $5,000

Maximum timeframe of loan: 14 days

Requirements: Much like LendUp, you will need proof of income, a checking account and your paycheck schedule, as well as typical identity info like social security number and photo ID. The difference is that Rise DOES require a credit check to be approved.

Features: Rise offers the same kind of features that LendUp does, including direct deposit into your checking account, automatic withdrawals for paying the loan back, payment extensions and no penalty for early payoff. They do offer next-day deposits but not same-day deposits.

Customer service: Rise offers the same telephone and email support, helpful FAQs, but also does not offer an online chat function.

Why Payday Loans Make Sense

Although payday loans are a type of credit that most borrowers should avoid, there are some cases in which this type of loan is actually less costly than other alternatives. Below are a few circumstances in which taking out a payday loan is the better choice.

1. A Payday Loan Costs Less Than a Bounced Check

In a financial crunch, some people write checks even though they know they don’t have enough money in their accounts. Since many financial institutions are raising overdraft fees, it may be cheaper to choose a payday loan instead of incurring fees. Overdraft fees can quickly add up, particularly if you’ve written multiple checks. In this case, it may be wise to opt for the payday loan.

2. A Payday Loan Can Be Cheaper Than Fines or Penalties

If you’re must pay a ticket or court costs, and you don’t have the funds you need, it might be cheaper to take out a payday loan. Failure to pay court costs and other fines can create more problems in the long run. If you can retain your driver’s license or avoid additional fines by paying the money you owe immediately, this is always a better option. If you know that you are going to need payday loans more than once,certain payday loan services will lower your interest rate if you have a history of paying on time, so that can save you some money on your loan and be better than taking on fines or penalties.

3. A Payday Loan is Often Cheaper Than Losing Utility Services

It can be very expensive to re-establish utility service if it’s disconnected for non-payment. In this case, a payday loan is a viable solution. It’s something that should only happen once, though. If you find yourself turning to a payday loan on a regular basis, you’re not using this option wisely.

Payday loans aren’t cheap, but they can be the cheaper alternative from time to time. It’s important to avoid becoming trapped in a payday loan cycle in which you often use loans on a regular basis or take out a new loan to pay off previous loans. If you use a payday loan responsibly, it can make life easier, but if you don’t, the financial damage can be substantial.

View the full article here

The Benefits of a Title Loan

In today’s world, unexpected bills, temporary job loss, and a flood of other events can make individuals tight on money. Most of us have gone through a period of time when we have been strapped for cash.  When this happens, people may go to pawn shops and try to get a loan against their belongings, while others try to secure loans from friends and family.  If you are currently experiencing a financial hardship and own your car, it is likely that you could qualify for a title loan.  There are several benefits to getting a title loans in Las Vegas and here are a few reasons why.

Get the cash you need, FAST!

Your application will be processed quickly and you will be amazed how fast you can go from being broke to flush in less than 30 minutes!

Maintain your dignity

It can be terribly embarrassing to ask friends and family members for money. When you receive a title loan, there are no embarrassing questions to answer and you can maintain your dignity.  Asking a parent, friend, or child for money can be extremely awkward.  These feelings are avoided with Las Vegas title loans.

Keep your car

Have you ever been so broke that you considered selling your only mode of transportation?  Selling your car might be a short term solution while creating a long term problem.  With a title loan, you keep your car while making payments on time.

There are a variety of other benefits to Las Vegas car title loans, but we feel the top 3 pertain to getting your money fast, keeping your dignity, and not having to sell your car in order to get money out of your car.  At Only Money Loans, our loan officers move quickly to get cash in your hands fast. Contact us today!